| Company Info | |
| Name | AllRisks |
| City | Geneva |
| State | IL |
| Website | Visit Website |
| How to Access | |
| Direct | N |
| Broker | Y |
| MGA | Y |
| Company Agent | N |
| Underwriter | |
| MGA | Y |
| Internal Employed Underwriters | N |
| Measurements | |
| A.M. Best Rating | A |
| Insurer Financial Size Category | XV |
| Continuous Years Providing Coverage in A/E Marketplace | 16 |
| Where Licensed to Write/Carrier Admitted | |
| 50 States/DC | Y |
| U.S. Territories | N |
| Worldwide | N |
| Exceptions | All US States EXCEPT Alaska, Hawaii, Louisiana, Connecticut, and Vermont |
| Benefits Offered | |
| Risk Management Education Program Credits | Y |
| First Dollar Defense | Y |
| Loss Control Services | Y |
| Contract Review Services | Y |
| Multi-Year Policies | Y |
| Pre-Claims Assistance | Y |
| Premium Credits with Experience | Y |
| Premium Credits with AIA Membership | Y |
| Premium Credits with LEED Certification | Y |
| Premium Credits (other) | |
| Special Coverage | |
| Project Policies | N |
| Prior Acts | Y |
| Tail Insurance | Y |
| Cyber Liability | N |
| Other Special Coverage | Other special coverage – Defense costs in addition to the limit, free ‘retirement ERP’, death/disability ERP, worldwide coverage |
| Specialty Markets | |
| Multifamily or Condo Housing | Y |
| Residential | Y |
| Geothermal | Y |
| Landscape | Y |
| Firm Size | Y |
| Other Specialty Markets | Other speciality markets – Construction Managers, Golf Course Architects, Cost Estimators |
| Underwriting Restrictions | |
| Firm Size | Y |
| Firm Location | Y |
| Type of Practice | Y |
| Type of Projects | N |
| Location of Projects | N |
| Non-U.S. Projects | Y |
| Restrictions on Percentage of Residential | N |
| Restrictions on percentage of multifamily and/or condominiums | N |
| Specific Job Excess | N |
| Other Underwriting Restrictions | 1) firm size up to 15million in billings; larger firms considered on case by case basis 2) Not available in AK, CT, HI, LA, VT 3) can not consider environmental, geo-techs, product designers 4) Re non-U.S. Projects – countries that do not have diplomatic relations with USA 1) firm size up to 15million in billings; larger firms considered on case by case basis 2) Not available in AK, CT, HI, LA, VT 3) can not consider environmental, geo-techs, product designers 4) Re non-U.S. Projects – countries that do not have diplomatic relations with USA |
| Special Exclusions / Conditions | |
| Asbestos Claims | N |
| Mold Claims | N |
| Silica Claims | N |
| Hazardous Waste Claims | N |
| Full Prior Acts Coverage | Y |
| Coverage for Acts in a Predecessor Firm | Y |
| Restricted Coverage for Prior Acts | N |
| Other Special Exclusions | |
| Deductibles and Limits | |
| Minimum Deductible | $1,000 |
| Maximum Deductible | $0 |
| Coverage Limits | $5,000,000 |
| Other Notes | |