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Disability Insurance

What would you do if you couldn’t work due to a disabling injury or illness? How would you pay your mortgage, household bills, and business or other expenses? The AIA Trust offers several insurance plans that will replace a portion of your salary during a disability, whether you’re a business owner or an employee.

Business Overhead Disability Insurance
Support your firm with insurance that covers business-related expenses including property costs, employee salaries and benefits, and business equipment. For firms of any size, especially small firms and sole practitioners.

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Disability Income Insurance
Keep earning, even if a covered illness or injury prevents you from working, with a plan that can supplement your employer-provided coverage with up to $6,000 in monthly benefits.  

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Employee Disability Insurance
Protect your employees’ income with a plan that can provide up to 66.67% of their income in the event of a disabling injury or illness. Available to firms with a minimum of five employees.

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