AllRisks
Company Info |
|
| Name | AllRisks |
| City | Geneva |
| State | IL |
| Website | Visit Website |
How to Access |
|
| Direct | N |
| Broker | Y |
| MGA | Y |
| Company Agent | N |
Underwriter |
|
| MGA | Y |
| Internal Employed Underwriters | N |
Measurements |
|
| A.M. Best Rating | A |
| Insurer Financial Size Category | XV |
| Continuous Years Providing Coverage in A/E Marketplace | 17 |
Where Licensed to Write/Carrier Admitted |
|
| 50 States/DC | Y |
| U.S. Territories | N |
| Worldwide | N |
| Exceptions | All US States EXCEPT Alaska, Hawaii, Louisiana, Connecticut, and Vermont |
Benefits Offered |
|
| Risk Management Education Program Credits | Y |
| First Dollar Defense | Y |
| Loss Control Services | Y |
| Contract Review Services | Y |
| Multi‑Year Policies | Y |
| Pre‑Claims Assistance | Y |
| Premium Credits with Experience | Y |
| Premium Credits with AIA Membership | Y |
| Premium Credits with LEED Certification | Y |
Special Coverage |
|
| Project Policies | N |
| Prior Acts | Y |
| Tail Insurance | Y |
| Cyber Liability | N |
| Other Special Coverage | Other special coverage – Defense costs in addition to the limit, free ‘retirement ERP’, death/disability ERP, worldwide coverage |
Specialty Markets |
|
| Multifamily or Condo Housing | Y |
| Residential | Y |
| Geothermal | Y |
| Landscape | Y |
| Firm Size | Y |
| Other Specialty Markets | Other speciality markets – Construction Managers, Golf Course Architects, Cost Estimators |
Underwriting Restrictions |
|
| Firm Size | Y |
| Firm Location | Y |
| Type of Practice | Y |
| Type of Projects | N |
| Location of Projects | N |
| Non‑U.S. Projects | N |
| Restrictions on Percentage of Residential | N |
| Restrictions on percentage of multifamily and/or condominiums | N |
| Specific Job Excess | N |
| Other Underwriting Restrictions | 1) firm size up to 15million in billings; larger firms considered on case by case basis 2) Not available in AK, CT, HI, LA, VT 3) can not consider environmental, geo‑techs, product designers 4) Re non‑U.S. Projects – countries that do not have diplomatic relations with USA 1) firm size up to 15million in billings; larger firms considered on case by case basis 2) Not available in AK, CT, HI, LA, VT 3) can not consider environmental, geo‑techs, product designers 4) Re non‑U.S. Projects – countries that do not have diplomatic relations with USA |
Special Exclusions / Conditions |
|
| Asbestos Claims | N |
| Mold Claims | N |
| Silica Claims | N |
| Hazardous Waste Claims | N |
| Full Prior Acts Coverage | Y |
| Coverage for Acts in a Predecessor Firm | Y |
| Restricted Coverage for Prior Acts | N |
Deductibles and Limits |
|
| Minimum Deductible | $1,000 |
| Maximum Deductible | $0 |
| Coverage Limits | $5,000,000 |
501 W State Street, Suite 205
Geneva, IL
(800) 366 5810
Email
Visit Website
Forms:
All Risks Architects and Engineers Professional Liability Policy 2018