Company Info | |
Name | AllRisks |
City | Geneva |
State | IL |
Website | Visit Website |
How to Access | |
Direct | N |
Broker | Y |
MGA | Y |
Company Agent | N |
Underwriter | |
MGA | Y |
Internal Employed Underwriters | N |
Measurements | |
A.M. Best Rating | A |
Insurer Financial Size Category | XV |
Continuous Years Providing Coverage in A/E Marketplace | 15 |
Where Licensed to Write/Carrier Admitted | |
50 States/DC | Y |
U.S. Territories | N |
Worldwide | N |
Exceptions | All US States EXCEPT Alaska, Hawaii, Louisiana, Connecticut, and Vermont |
Benefits Offered | |
Risk Management Education Program Credits | Y |
First Dollar Defense | Y |
Loss Control Services | Y |
Contract Review Services | Y |
Multi-Year Policies | Y |
Pre-Claims Assistance | Y |
Premium Credits with Experience | Y |
Premium Credits with AIA Membership | Y |
Premium Credits with LEED Certification | Y |
Premium Credits (other) | |
Special Coverage | |
Project Policies | N |
Prior Acts | Y |
Tail Insurance | Y |
Cyber Liability | N |
Other Special Coverage | Other special coverage – Defense costs in addition to the limit, free ‘retirement ERP’, death/disability ERP, worldwide coverage |
Specialty Markets | |
Multifamily or Condo Housing | Y |
Residential | Y |
Geothermal | Y |
Landscape | Y |
Firm Size | Y |
Other Specialty Markets | Other speciality markets – Construction Managers, Golf Course Architects, Cost Estimators |
Underwriting Restrictions | |
Firm Size | Y |
Firm Location | Y |
Type of Practice | Y |
Type of Projects | N |
Location of Projects | N |
Non-U.S. Projects | Y |
Restrictions on Percentage of Residential | N |
Restrictions on percentage of multifamily and/or condominiums | N |
Specific Job Excess | N |
Other Underwriting Restrictions | 1) firm size up to 15million in billings; larger firms considered on case by case basis 2) Not available in AK, CT, HI, LA, VT 3) can not consider environmental, geo-techs, product designers 4) Re non-U.S. Projects – countries that do not have diplomatic relations with USA 1) firm size up to 15million in billings; larger firms considered on case by case basis 2) Not available in AK, CT, HI, LA, VT 3) can not consider environmental, geo-techs, product designers 4) Re non-U.S. Projects – countries that do not have diplomatic relations with USA |
Special Exclusions / Conditions | |
Asbestos Claims | N |
Mold Claims | N |
Silica Claims | N |
Hazardous Waste Claims | N |
Full Prior Acts Coverage | Y |
Coverage for Acts in a Predecessor Firm | Y |
Restricted Coverage for Prior Acts | N |
Other Special Exclusions | |
Deductibles and Limits | |
Minimum Deductible | $1,000 |
Maximum Deductible | $0 |
Coverage Limits | $5,000,000 |
Other Notes | |