| Company Info | |
| Name | Navigators Management Company, Inc. |
| City | Ellicott City |
| State | MD |
| Website | Visit Website |
| How to Access | |
| Direct | Y |
| Broker | Y |
| MGA | N |
| Company Agent | Y |
| Underwriter | |
| MGA | N |
| Internal Employed Underwriters | Y |
| Measurements | |
| A.M. Best Rating | A |
| Insurer Financial Size Category | X |
| Continuous Years Providing Coverage in A/E Marketplace | 46 |
| Where Licensed to Write/Carrier Admitted | |
| 50 States/DC | Y |
| U.S. Territories | N |
| Worldwide | N |
| Exceptions | All except VT, LA & HI |
| Benefits Offered | |
| Risk Management Education Program Credits | Y |
| First Dollar Defense | Y |
| Loss Control Services | N |
| Contract Review Services | Y |
| Multi-Year Policies | Y |
| Pre-Claims Assistance | Y |
| Premium Credits with Experience | Y |
| Premium Credits with AIA Membership | N |
| Premium Credits with LEED Certification | Y |
| Premium Credits (other) | Predecessor Firm Coverage, 90 day automatic subsidiary coverage, mediation deductible credit, no ‘hammer clause’ in the policy form, premium credits for use of contracts, BIM and good project/client types |
| Special Coverage | |
| Project Policies | N |
| Prior Acts | Y |
| Tail Insurance | N |
| Cyber Liability | N |
| Other Special Coverage | Project/client specific additional limit endorsments for insureds |
| Specialty Markets | |
| Multifamily or Condo Housing | N |
| Residential | N |
| Geothermal | N |
| Landscape | N |
| Firm Size | N |
| Other Specialty Markets | |
| Underwriting Restrictions | |
| Firm Size | Y |
| Firm Location | N |
| Type of Practice | N |
| Type of Projects | N |
| Location of Projects | N |
| Non-U.S. Projects | N |
| Restrictions on Percentage of Residential | N |
| Restrictions on percentage of multifamily and/or condominiums | N |
| Specific Job Excess | N |
| Other Underwriting Restrictions | |
| Special Exclusions / Conditions | |
| Asbestos Claims | N |
| Mold Claims | N |
| Silica Claims | N |
| Hazardous Waste Claims | N |
| Full Prior Acts Coverage | N |
| Coverage for Acts in a Predecessor Firm | N |
| Restricted Coverage for Prior Acts | N |
| Other Special Exclusions | none |
| Deductibles and Limits | |
| Minimum Deductible | $0 |
| Maximum Deductible | $100,000 |
| Coverage Limits | $0 |
| Other Notes | |