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Tokio Marine/Houston Casualty/Avemco/US Specialty

Company Info
Name Tokio Marine/Houston Casualty/Avemco/US Specialty
City Concord
State CA
Website Visit Website
How to Access
Direct N
Broker Y
Company Agent N
Internal Employed Underwriters Y
A.M. Best Rating A+
Insurer Financial Size Category XIV
Continuous Years Providing Coverage in A/E Marketplace 36
Where Licensed to Write/Carrier Admitted
50 States/DC Y
U.S. Territories N
Worldwide Yes

Admitted in all except Surplus in VT, AK, LA, NY, CT

Benefits Offered
Risk Management Education Program Credits Y
First Dollar Defense N
Loss Control Services N
Contract Review Services Y
Multi-Year Policies N
Pre-Claims Assistance N
Premium Credits with Experience Y
Premium Credits with AIA Membership N
Premium Credits with LEED Certification N
Premium Credits (other)

Risk Management Library on website

Conference Calls with Underwriters offered during the application process if requested

Special Coverage
Project Policies N
Prior Acts Y
Tail Insurance N
Cyber Liability N
Other Special Coverage

Prior Acts – will generally adopt the retroactive date from the prior carrier, if any.

Design Build firms eligible for professional liability coverage

Construction Management services eligible for professional liability coverage

Extended Reporting Period (Tail) coverage options up to 36 months built into policy form.

Project or Client Specific Excess coverage is available.

Network Security and Privacy Liability available

Other coverage available through related entities include: Employment Practices Liability Insurance, Kidnap and Ransom insurance, Key Person Disability, and Special Event Liability

Specialty Markets
Multifamily or Condo Housing N
Residential N
Geothermal N
Landscape N
Firm Size N
Other Specialty Markets
Underwriting Restrictions
Firm Size N
Firm Location N
Type of Practice N
Type of Projects Y
Location of Projects Y
Non-U.S. Projects N
Restrictions on Percentage of Residential N
Restrictions on percentage of multifamily and/or condominiums Y
Specific Job Excess N
Other Underwriting Restrictions
Special Exclusions / Conditions
Asbestos Claims N
Mold Claims N
Silica Claims N
Hazardous Waste Claims N
Full Prior Acts Coverage N
Coverage for Acts in a Predecessor Firm N
Restricted Coverage for Prior Acts N
Other Special Exclusions
Deductibles and Limits
Minimum Deductible $2,500
Maximum Deductible $250,000
Coverage Limits $5,000,000
Other Notes