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Professional Liability Insurance Database

Our easy-to-use searchable directory of Professional Liability Insurers designed to give AIA member architects critical information needed to make one of the most important purchasing decisions for your firm. Browse and compare the directory below to find the right insurer for you!

In addition, you may consult the Annual Survey of Professional Liability Insurers.

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Name	Benefits Offered	Coverage	Coverage Limits	Rating
Name AIG New Hampshire, Lexington Insurance Co.	Benefits Offered Risk Management Education Program Credits Premium Credits with Experience or Education	Coverage —	Coverage Limits $25M	Rating A	Compare
How to Access Access Broker Access Agent Underwriter Internal Employed Underwriters Where Licensed 50 States/DC U.S. Territories Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Other Specialty Markets Special Exclusions None Underwriting Restrictions Restrictions on Percentage of Residential Restrictions on percentage of multifamily and/or condominiums Specific Job Excess Other Benefits Seminars addressing specific topics of insureds choosing either on-site or via web. Offers contract review through outside attorneys and credit for favorable peer reviews.
Name Allied World Insurance Company	Benefits Offered Loss Control Services Contract Review Services Pre-Claims Assistance Deductible Credits Other Benefits (see More Details)	Coverage Project Policies Prior Acts Tail Insurance Cyber Liability	Coverage Limits $15M	Rating A	Compare
How to Access Access Broker Underwriter Internal Employed Underwriters Where Licensed None Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets None Special Exclusions None Underwriting Restrictions None
Name AllRisks	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Premium Credits with AIA Membership Premium Credits with LEED Certification Other Benefits (see More Details)	Coverage Prior Acts Tail Insurance	Coverage Limits $5M	Rating A	Compare
How to Access Access Broker Access MGA Underwriter MGA Where Licensed 50 States/DC Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Multifamily or Condo Housing Residential Geothermal Landscape Firm Size Other Specialty Markets Special Exclusions Full Prior Acts Coverage Coverage for Acts in a Predecessor Firm Underwriting Restrictions Firm Size Firm Location Type of Practice Non-U.S. Projects
Name Architects and Engineers Insurance Company (AEIC)	Benefits Offered Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Deductible Credits Other Benefits (see More Details)	Coverage Project Policies Prior Acts Tail Insurance Excess	Coverage Limits $10M	Rating A-	Compare
How to Access Access Broker Underwriter None Where Licensed 50 States/DC Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets None Special Exclusions None Underwriting Restrictions Firm Size
Name Aspen Insurance	Benefits Offered Risk Management Education Program Credits Loss Control Services Pre-Claims Assistance Premium Credits with Experience or Education Premium Credits with AIA Membership	Coverage —	Coverage Limits $10M	Rating A	Compare
How to Access Access Broker Underwriter None Where Licensed 50 States/DC Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Other Specialty Markets Special Exclusions Other Special Exclusions Underwriting Restrictions None
Name AXA XL	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Premium Credits with Experience or Education	Coverage Project Policies Prior Acts Tail Insurance Cyber Liability	Coverage Limits $10M	Rating A	Compare
How to Access Access Broker Access Agent Underwriter None Where Licensed 50 States/DC U.S. Territories Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets None Special Exclusions Asbestos Claims Underwriting Restrictions Non-U.S. Projects Other Benefits Premium Credits with Education
Name AXIS Insurance Company	Benefits Offered Risk Management Education Program Credits Pre-Claims Assistance Premium Credits with Experience or Education	Coverage Project Policies	Coverage Limits $25M	Rating A	Compare
How to Access Access Agent Underwriter Internal Employed Underwriters Where Licensed 50 States/DC Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Other Specialty Markets Special Exclusions Other Special Exclusions Underwriting Restrictions None Other Benefits No Hammer Clause in the form Contract review for insurability issues Pre-claim assistance and circumstance reporting On-line education through RedVector Premium credits for: use of good contracts, use of limitations of liability, repeat client base, good fee monitoring
Name Beazley	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Other Benefits (see More Details)	Coverage Prior Acts	Coverage Limits $30M	Rating A	Compare
How to Access Access Broker Underwriter Internal Employed Underwriters Where Licensed 50 States/DC U.S. Territories Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Other Specialty Markets Special Exclusions Other Special Exclusions Underwriting Restrictions None Other Benefits Cyber Security Breach Coverage and Contractors Pollution Liability Coverage
Name Berkley Design Professional Underwriters	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Other Benefits (see More Details)	Coverage Prior Acts Tail Insurance Cyber Liability	Coverage Limits $10M	Rating A+	Compare
How to Access Access Broker Underwriter Internal Employed Underwriters Where Licensed 50 States/DC U.S. Territories Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Firm Size Special Exclusions None Underwriting Restrictions None Other Benefits Shared Cost of Defense Deductible Option Specific Job or Client Excess Coverage Excess Policies on Admitted Paper Cyber Security Breach Coverage Separate and Matching Defense Limits Option Contractor’s Pollution Liability Coverage Broad Media and Personal Injury Liability Coverage Choice of Defense Counsel with Berkley DP Consent
Name Berkshire Hathaway Specialty Insurance Company	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Premium Credits with AIA Membership Premium Credits with LEED Certification Other Benefits (see More Details)	Coverage Project Policies Prior Acts Tail Insurance Cyber Liability	Coverage Limits $25M	Rating A++	Compare
How to Access Access Broker Underwriter Internal Employed Underwriters Where Licensed 50 States/DC U.S. Territories Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets None Special Exclusions None Underwriting Restrictions None
Name Euclid Managers Scottsdale	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Multi-Year Policies Premium Credits with AIA Membership	Coverage Prior Acts	Coverage Limits $5M	Rating A+	Compare
How to Access Access Broker Access Agent Underwriter None Where Licensed 50 States/DC Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets None Special Exclusions Other Special Exclusions Underwriting Restrictions Restrictions on percentage of multifamily and/or condominiums Other Benefits Formal Contract Review, Loss Control and Risk Management services provided free of charge. This includes a loss prevention hotline staffed by experienced legal counsel. 24/7 claim reporting service, defense outside the limit of liability – unlimited, single annual aggregate deductible, each claim deductible and split deductibles of two times and three times aggregate deductibles available. 5 Extended Reporting Period (ERP) options including unlimited. Can include options for Waiver of Subrogation, Specific Project Excess and Specific Client Excess limits of liability.
Name Great American Insurance Group	Benefits Offered First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Other Benefits (see More Details)	Coverage Prior Acts Tail Insurance Cyber Liability	Coverage Limits $5M	Rating A+	Compare
How to Access Access Broker Access Agent Underwriter Internal Employed Underwriters Where Licensed 50 States/DC Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets None Special Exclusions Full Prior Acts Coverage Coverage for Acts in a Predecessor Firm Underwriting Restrictions Firm Size Firm Location Type of Practice Type of Projects Location of Projects Non-U.S. Projects Restrictions on percentage of multifamily and/or condominiums Other Benefits Other benefits include Early Resolution Deductible Credit, Security Incident Reimbursement, Non-profit D&O Coverage
Name Hanover Insurance Group	Benefits Offered Risk Management Education Program Credits Loss Control Services Multi-Year Policies Pre-Claims Assistance Premium Credits with Experience or Education	Coverage —	Coverage Limits —	Rating A	Compare
How to Access Access Agent Underwriter None Where Licensed 50 States/DC Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Other Specialty Markets Special Exclusions Other Special Exclusions Underwriting Restrictions Firm Size
Name Hiscox	Benefits Offered First Dollar Defense Loss Control Services Contract Review Services Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Premium Credits with AIA Membership Premium Credits with LEED Certification Other Benefits (see More Details)	Coverage Project Policies Prior Acts Tail Insurance Cyber Liability Excess	Coverage Limits —	Rating A	Compare
How to Access Access Direct Access Broker Underwriter Internal Employed Underwriters Where Licensed 50 States/DC U.S. Territories Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Multifamily or Condo Housing Residential Geothermal Landscape Firm Size Other Specialty Markets Special Exclusions Full Prior Acts Coverage Restricted Coverage for Prior Acts Underwriting Restrictions None
Name Ironshore	Benefits Offered Risk Management Education Program Credits Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Other Benefits (see More Details)	Coverage Project Policies Prior Acts Tail Insurance Cyber Liability	Coverage Limits —	Rating A	Compare
How to Access Access Broker Underwriter Internal Employed Underwriters Where Licensed 50 States/DC Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Multifamily or Condo Housing Residential Geothermal Landscape Firm Size Special Exclusions None Underwriting Restrictions None
Name James River Insurance Company	Benefits Offered Deductible Credits Premium Credits with Experience or Education Other Benefits (see More Details)	Coverage Project Policies Prior Acts Tail Insurance Excess	Coverage Limits $5M	Rating A-	Compare
How to Access Access Broker Underwriter Internal Employed Underwriters Where Licensed 50 States/DC Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Multifamily or Condo Housing Residential Geothermal Landscape Special Exclusions Mold Claims Hazardous Waste Claims Underwriting Restrictions Type of Projects Non-U.S. Projects Restrictions on percentage of multifamily and/or condominiums
Name Liberty International Underwriters	Benefits Offered Risk Management Education Program Credits Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Other Benefits (see More Details)	Coverage Prior Acts Tail Insurance Excess	Coverage Limits $10M	Rating A	Compare
How to Access Access Broker Underwriter Internal Employed Underwriters Where Licensed 50 States/DC U.S. Territories Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Other Specialty Markets Special Exclusions Other Special Exclusions Underwriting Restrictions Restrictions on percentage of multifamily and/or condominiums Other Benefits Also offer first-dollar defense
Name Markel Alterra, Evanston Insurance Company	Benefits Offered Risk Management Education Program Credits Loss Control Services Contract Review Services Pre-Claims Assistance Premium Credits with Experience or Education Premium Credits with LEED Certification	Coverage Prior Acts Tail Insurance Cyber Liability	Coverage Limits $10M	Rating A	Compare
How to Access Access Direct Access Broker Underwriter None Where Licensed Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Multifamily or Condo Housing Residential Landscape Firm Size Special Exclusions None Underwriting Restrictions Restrictions on Percentage of Residential Restrictions on percentage of multifamily and/or condominiums
Name Navigators Management Company, Inc.	Benefits Offered Risk Management Education Program Credits First Dollar Defense Contract Review Services Multi-Year Policies Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Premium Credits with LEED Certification Other Benefits (see More Details)	Coverage Prior Acts Excess	Coverage Limits —	Rating A	Compare
How to Access Access Direct Access Broker Access Agent Underwriter Internal Employed Underwriters Where Licensed 50 States/DC Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets None Special Exclusions Other Special Exclusions Underwriting Restrictions Firm Size Other Benefits Predecessor Firm Coverage, 90 day automatic subsidiary coverage, mediation deductible credit, no 'hammer clause' in the policy form, premium credits for use of contracts, BIM and good project/client types
Name Professional Underwriters Agency (PUA) NSM Insurance Group	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Premium Credits with Experience or Education Other Benefits (see More Details)	Coverage Prior Acts	Coverage Limits $5M	Rating A+	Compare
How to Access Access Broker Access MGA Underwriter MGA Where Licensed 50 States/DC Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets None Special Exclusions None Underwriting Restrictions None
Name RLI Insurance Co.	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Premium Credits with Experience or Education Premium Credits with AIA Membership Premium Credits with LEED Certification	Coverage Prior Acts Tail Insurance Cyber Liability	Coverage Limits $5M	Rating A+	Compare
How to Access None Underwriter None Where Licensed 50 States/DC U.S. Territories Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Multifamily or Condo Housing Residential Geothermal Landscape Other Specialty Markets Special Exclusions Other Special Exclusions Underwriting Restrictions None Other Benefits Also offers multi policy premium discounts, and credits for use of limitation of liability
Name Starr Companies	Benefits Offered Risk Management Education Program Credits Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Premium Credits with Experience or Education Premium Credits with AIA Membership Premium Credits with LEED Certification	Coverage Project Policies Prior Acts Tail Insurance Cyber Liability Excess	Coverage Limits $15M	Rating A	Compare
How to Access None Underwriter Internal Employed Underwriters Where Licensed 50 States/DC U.S. Territories Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Specialty Markets None Special Exclusions None Underwriting Restrictions Firm Size
Name State Farm Specialty Products	Benefits Offered Risk Management Education Program Credits First Dollar Defense Pre-Claims Assistance Deductible Credits Premium Credits with Experience or Education Premium Credits with AIA Membership Premium Credits with LEED Certification Other Benefits (see More Details)	Coverage Prior Acts Tail Insurance	Coverage Limits $5M	Rating A+	Compare
How to Access Access Agent Underwriter None Where Licensed 50 States/DC Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Multifamily or Condo Housing Residential Landscape Special Exclusions Mold Claims Underwriting Restrictions Firm Size Non-U.S. Projects
Name Tokio Marine Houston Casualty, Avemco, US Specialy	Benefits Offered Risk Management Education Program Credits Contract Review Services Premium Credits with Experience or Education	Coverage Prior Acts	Coverage Limits $5M	Rating A+	Compare
How to Access Access Broker Underwriter Internal Employed Underwriters Where Licensed 50 States/DC Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets None Special Exclusions None Underwriting Restrictions Type of Projects Location of Projects Restrictions on percentage of multifamily and/or condominiums Other Benefits Risk Management Library on website Conference Calls with Underwriters offered during the application process if requested
Name Travelers Insurance	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance	Coverage Prior Acts Tail Insurance Cyber Liability	Coverage Limits $10M	Rating A++	Compare
How to Access Access Agent Underwriter None Where Licensed Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Other Specialty Markets Special Exclusions Other Special Exclusions Underwriting Restrictions Firm Size Firm Location Type of Practice Type of Projects Restrictions on percentage of multifamily and/or condominiums Specific Job Excess Other Benefits Offers preclaims assistance plus various other risk management services
Name Victor Insurance Managers LLC VOSCO, Victor O. Schinnerer, CNA, Columbia Casualty, Continental Casualty	Benefits Offered Risk Management Education Program Credits First Dollar Defense Loss Control Services Contract Review Services Multi-Year Policies Pre-Claims Assistance Premium Credits with AIA Membership	Coverage Project Policies Prior Acts Tail Insurance Cyber Liability	Coverage Limits $15M	Rating A	Compare
How to Access Access Broker Access MGA Underwriter MGA Where Licensed 50 States/DC U.S. Territories Worldwide Measurements A.M. Best Rating Insurer Financial Size Category Initial Year Providing Coverage in A/E Marketplace Specialty Markets Multifamily or Condo Housing Residential Geothermal Landscape Firm Size Special Exclusions None Underwriting Restrictions None

Professional Liability Insurance Database

Compare Providers

AIG

Allied World Insurance Company

AllRisks

Architects and Engineers Insurance Company (AEIC)

Aspen Insurance

AXA XL

AXIS Insurance Company

Beazley

Berkley Design Professional Underwriters

Berkshire Hathaway Specialty Insurance Company

Euclid Managers

Great American Insurance Group

Hanover Insurance Group

Hiscox

Ironshore

James River Insurance Company

Liberty International Underwriters

Markel