Understanding Commercial General Liability

Commercial General Liability (CGL) insurance is an important coverage for any business. Understanding this coverage is an important first step in managing CGL risks. This publication is for general information only. It is not legal advice and should not be construed to define the coverage of the Victor and CNA commercial general liability insurance policy. Consultation with local legal counsel is recommended.

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Introduction In recent years, the design industry has experienced a significant disparity in experience levels among the workforce in the field of construction contract administration (CCA) services. With a visible gap between junior staff (1-5 years of experience) and senior staff (10+ years of experience), many firms are finding themselves in a conundrum, compelling less-experienced…

The Victor and CNA professional liability insurance program does not recommend specific language on “moonlighting.” That is because the situations vary so greatly. The key is for an architecture service firm to have a workable provision in an employee handbook. There are very few instances where an employer is held liable for the actions of…