Understanding Commercial General Liability

Commercial General Liability (CGL) insurance is an important coverage for any business. Understanding this coverage is an important first step in managing CGL risks. This publication is for general information only. It is not legal advice and should not be construed to define the coverage of the Victor and CNA commercial general liability insurance policy. Consultation with local legal counsel is recommended.

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Introduction The architecture and design industry is at a critical juncture. Climate change poses escalating risks to the built environment and the people who occupy it, prompting the need for immediate, proactive, industry-wide action.

The AIA Trust together with the American Council of Engineering Companies (ACEC) and the National Society for Professional Engineers (NSPE) work annually to conduct an insurance carrier review and interview of professional liability trends and risk management issues. The following are some highlights for 2023 as well as complimentary useful resources made available to you by the AIA Trust.