Understanding Property Insurance

Design firms should understand the need for proper insurance to cover the loss or damage to their firm’s real and business personal property. This publication is for general information only. It is not legal advice and should not be construed to define the coverage of the Victor and CNA property insurance policy. Consultation with local legal counsel is recommended.

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The Victor and CNA professional liability insurance program does not recommend specific language on “moonlighting.” That is because the situations vary so greatly. The key is for an architecture service firm to have a workable provision in an employee handbook. There are very few instances where an employer is held liable for the actions of…