By Katrina Brown Hunt It’s not just paranoia: Driving at night is actually more dangerous. According to the National Highway Traffic Safety Administration, fatal accidents are three times more likely at night compared with the daytime–but here are 12 tips that could help reduce your risk. The main reason that NHTSA finds driving at night is…
Read MoreResource Type: Article
Do You Really Need Disability Insurance Coverage?
While most people like to think the odds of becoming disabled are pretty slim, the U.S. Social Security Administration (S.S.A. fact sheet here) found that a 20-year-old worker has a one-in-four chance of becoming disabled before he or she reaches retirement age. Given this statistic—and the potential impact a long-term disability could have—working adults need…
Read MoreFinancial Planning for Women Architects
All architects share the need for proper financial and retirement saving planning. For women architects, creating a sound financial and retirement plan is even more essential since issues like increased life expectancy, unforeseen changes in family structure, caring for aging parents, and the likelihood of outliving your spouse all present significant challenges for many female…
Read MoreCall LegaLine
Small firms and sole proprietors with many questions but limited resources often wish for a convenient and cost-effective way to get the risk management assistance that they need to make important decisions. LegaLine is an AIA Trust member benefit service, formerly known as Practice Coach, that offers members access to qualified professionals who can help…
Read MoreHow Do You Plan to Retire?
As an architect, you know that starting with a comprehensive plan and building a good foundation is essential for success. You would never begin a project without a blueprint and process in place–but that’s exactly what many architects do when it comes to retirement planning. Many architects don’t know where to begin their retirement planning.…
Read MoreDesign Firms Serving as Code Examiners
For a number of reasons, including budgetary cutbacks, lack of skilled workers, and staffing demands caused by disasters or emergencies, local building code entities sometimes seek to transfer their administrative responsibilities. These responsibilities may include transferring the certification of design compliance with codes or construction compliance with design and regulatory requirements to the design firms…
Read MoreClosing the Gap
When you determine how much income you’ll need in retirement, you may base your projection on the lifestyle that you plan to have and when you want to retire. However, as you grow closer to retirement, you may discover that your retirement income won’t meet your needs. So what do you do then? If you…
Read MoreFive Financial Tips for Single Parents
There are few experiences in life that are as traumatic as losing a spouse. When life is upended through a divorce or the passing of your partner, it can be highly emotional—and it also presents serious financial challenges. Seeking financial help for single parents is a first step in this new phase of life. As…
Read More15-Minute Home Workout Ideas
Many of us have gotten creative with our workouts when gyms closed due to the COVID-19 pandemic. Some of that creativity took us outside to get exercise through bike riding, running or neighborhood walks. But what if your gym is now closed or it is now too cold or wet where you live to continue…
Read MoreVideoconferencing Can Raise Professional Liability Exposures
Design firms have changed their practice management procedures because of pandemic-related restrictions placed on office settings, travel, and in-person meetings with clients, government offices, contractors, and others involved in putting a capital asset in place. Video conferencing through various productivity tools has become part of the new normal for internal and project communications. But there…
Read MoreVideoconferencing Can Raise Professional Liability Exposures
