Topic: Life & Health

How to Protect Those You Love

Until you are left reeling from the untimely death of a loved one, you may not fully understand or appreciate the importance of life insurance and the critical role it can play during that difficult time. Your children, spouse or significant other, parents or other family members, are the ones whose futures you want to…

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Facts You Need About Disability Insurance

For most architects, the idea that one could become disabled due to an illness or injury seems pretty remote. No matter how many times one may say, “It will never happen to me,” there’s no getting around the fact that it does happen—everyday—to people just like you. So what should you know about disability insurance?…

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5 Tips on Whether to Buy Long-Term Care Insurance

One of the most difficult decisions in long-term care planning is whether to purchase long-term care insurance (LTCI) and which product best suits your needs. On the one hand, LTCI premiums are high and they may be raised in the future. Plus, if you are in your 50’s and 60’s when purchasing policies, the need…

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Emerging Professionals and Disability Insurance

Emerging professionals work hard—you apply yourself to everything you do. You thrive by embracing the changes you know life brings. Yet starting your career is only the first step toward achieving financial stability—since all of life’s events cannot be predicted. As you start your future, how do you protect your income? Accidents and illness happen…

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One Trip Away from Financial Crisis

Most people will agree that quality medical insurance is an important part of an individual’s overall health and wellness. However, there is a great deal of variance in the level of coverage offered. In addition, the level of emergency coverage and the type of emergency services included in a medical policy are significant because emergency…

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What is Key Person Life Insurance?

Key Person Insurance is life insurance coverage usually owned by the business on the key individuals within that business. In a small business this individual is normally the owner/cofounder of the business, managing partner, and/or person responsible for the majority of profits. These key people are crucial to the business and without them the business couldn’t…

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What Do You Need to Know About Life Insurance?

First off, do you even need life insurance? If anyone currently relies on you financially, you should have life insurance. When you’re gone, your family will not have the support of the income you had provided in the past so life insurance helps replace that financial contribution to your family. Whether it’s enough life insurance…

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FAQs About Disability Income Insurance

While disability income insurance is one of the most overlooked types of insurance, it is one of the most important. It can help provide a safety net for unexpected pitfalls in life, such as injury or illness that prevent you from performing your duties and obtaining your normal cash flow. Some frequently asked questions (FAQs)…

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Myths About How to Protect Yourself

Days are busy and the last thing on one’s mind is life insurance. Life insurance is protection against the unexpected to give you peace of mind that your family is taken care of if you’re no longer there. It is important because it protects what matters most to you. However, there are some common myths…

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Life & Health Safety & Other

Springtime Safety and Maintenance Tips

Ready for spring? After such a tough winter, we all are. But before we can fully enjoy springtime, we may first need to clean up some of the damage caused by winter. You can prepare for the upcoming season with these spring home maintenance tips. Siding and Roofing—Check your siding and roofing for loose materials,…

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