Under-inflated tires are a leading cause of auto crashes. Typically, they lead to uneven treads or overheating which could result in a flat or a blowout. Therefore, keeping your tires properly inflated can make a big difference in your safety. As an added bonus, it can also improve your gas mileage by 3.3%. There are…
Read MoreTopic: Safety & Property
Fall Maintenance
It’s time for fall maintenance on your home to tackle any trouble spots outside before winter arrives. It’s a good idea to start with outside jobs before it gets too cold and rainy. For some tasks, such as electrical or plumbing problems, it may be best to use licensed professionals. Here is a list of…
Read MoreProfessional Service Firms Should Have Health and Safety Plans
Many professional service firms seem to think that health and safety rules are requirements for contractors and others performing construction work. Firms often are surprised or confused when a potential client requires that they submit their health and safety plans as a contractual requirement. All employers are responsible for the health and safety of their…
Read MoreWinter Behind the Wheel
Because driving in winter conditions is fraught with hazards such as icy roads, poor visibility, and the threat of snowstorms, consider the following questions before getting behind the wheel and putting safety at risk. Is this trip absolutely necessary? If you can wait out a storm or until roads are cleared, don’t take the risk.…
Read MoreFirm Policies Restricting Communications in Vehicles
The National Safety Council now estimates that cell phone use increases auto accident risk by a factor of four. Many, if not most, company policies on the use of cell phones for enacting company business while driving ban the use of hand-held devices but make an exception for hands-free cell phone usage. This often is…
Read MoreInsuring Against College Calamities
If you’re the parent of dependent college students living away from home, you may not be aware that your homeowner’s policy will cover their personal property and personal liability. Personal property coverage Although limits and coverage vary by state, as long as your children’s permanent residence is your home, their personal property is automatically covered…
Read MoreDo You Need Flood Insurance?
You may think you need flood insurance only if you live near water. Think again. Floods can be caused by heavy rainfall, melting snow, clogged drainage systems and broken levees. All it takes is a few inches of water to cause major damage to your home and belongings.
Read MorePreventing Road Rage
How can you manage anger or defuse a scary encounter on the road? An expert, Dave Melton, Transportation Safety Specialist at the Liberty Mutual Research Institute for Safety, says “Every day, thousands of drivers experience some form of road rage or aggressive driving.” Melton offers steps for avoiding a road rage situation—or getting away from…
Read MoreKeep Your Own House In Order
Scrambling at work for clients and bringing in new business may lessen focus on one’s own home front. It’s important to focus on fall home maintenance to tackle any trouble spots before winter arrives. Now is the time to start outside jobs before it turns cold and rainy (or snowy). Some tasks may require scheduling…
Read MoreWhen Your Wallet Goes AWOL
When your wallet is lost or stolen, it’s tough not to fear the worst—credit card fraud and identity theft. But you can hold the panic at bay by acting quickly and taking a few preventative measures that help protect your credit and reduce your liability. Before Your Wallet Goes A.W.O.L. Because identity theft is on…
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