Your smile is the first thing that someone sees! The right dental insurance keeps your mouth healthy and saves1 on care, whether now or down the road. And your mouth health can impact your overall health, including your heart and respiratory system.2
If you have children, this protection can also help cover the costs of everything from their regular checkups to more costly dental services like braces. The AIA Trust is pleased to share that dental insurance is listed again among our offerings. Please visit the dental landing page to learn more about all of the plan details. Below we’re happy to share a plan benefits specifically for AIA members who may be nearing retirement, or are already retired.
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Savings from enrolling in a dental benefits plan will depend on various factors including the cost of the plan, how often participants visit the dentist and the cost of services rendered.
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The service categories and plan limitations shown above represent an overview of your plan benefits. This document presents the majority of services within each category but is not a complete description of the plan.
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Negotiated fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any co-payments, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to change.
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The Reasonable and Customary fee is based on the lowest of (1) the dentist’s actual charge, (2) the dentist’s usual charge for the same or similar services, or (3) the charge of most dentists in the same geographic area for the same or similar services as determined by MetLife.
This document is intended for your general knowledge only and is NOT intended to provide complete enrollment information. For questions, please contact your administrator at 1 1-877 -285 -4445 or follow the link in this communication for complete plan coverage, rates specific to your geographical area and exclusions and limitations applicable to coverage. Only upon review of the entire enrollment materials should you decide whether to enroll in the dental benefits described here. Like most group benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions , waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife or your plan administrator for complete details. Poli cy Form # GPNP9