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AD&D / High Limit Accident Insurance

Accidents are one of the leading causes of death in the U.S., according to the CDC and the 2019 Study by NCHS.  You may not be able to prevent an accident from happening to you, but you can help prepare your family for what comes next. 

In the event that you experience a covered accident, AD&D coverage (also known as High Limit Accident Insurance), can help safeguard your family’s financial future. Underwritten by New York Life Insurance Company, AD&D coverage through AIA Trust can help to: 

  • Cover your family’s day-to-day living expenses
  • Fund your children’s education
  • Pay your family’s medical bills
  • Ensure that you provide for them as they rebuild their lives

Select one of three benefit options: $50,000, $100,000, or $150,000 coverage based on your needs and budget.


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(877) 801 3727


New York Life Insurance Company, rated A++ for financial strength from A.M. Best Company (as of 7/22/20), brings financial stability, and the capability to pay policyholder claims.

Underwritten by New York Life Insurance Company (NY, NY 10010) on group policy form GMR. Learn more about each products features, costs, eligibility, renewability, exclusions and limitations. NYL-1885619