Retirement Planning

Retirement Gateway® may be a consideration. 

This program of bundled and unbundled qualified plan services includes a group variable annuity. It is designed to provide the next step in retirement planning for existing plans with $500,000 or more in plan assets. 

Retirement Gateway® is committed to keeping costs affordable while also providing turnkey service. The program’s many benefits include: 

• No asset fees or additional charges with initial set-up
• Competitive cost as a bundled full-service program or unbundled with an outside third-party administrator (TPA)
• Easy-to-use web-based services and customer service support
• Comprehensive and customizable investment selection
• Choice of two registered investment advisory firms that provide support for fiduciary responsibilities and guidance in choosing your investment lineup

Take the next step
Learn more from our provider

Questions?
(800) 523 1125

A.M. Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) for Equitable Financial

A group variable annuity is a long-term financial product designed for retirement purposes. In essence, a group variable annuity is a contractual agreement in which payments(s) are made to an insurance company on behalf of retirement plan participants, which agrees to pay out an income or a lump sum amount at a later date to those participants. There are contract limitations and fees and charges associated with group variable annuities, which include, but are not limited to, administrative fees and charges for investment management. Contact a Retirement Program Specialist for costs and complete details. Variable annuities are subject to market risk including loss of principal. There are fees and charges associated with a variable annuity contract, which include, but are not limited to, operations charges, sales and withdrawal charges and administrative fees.

Retirement Gateway® is a variable annuity issued by Equitable Financial Insurance Company New York, NY 10104 and co-distributed by affiliates Equitable Advisors, LLC (Equitable Financial Advisors in MI and TN) and Equitable Distributors, LLC, New York, NY 10104.  Please note that withdrawals from a company-sponsored retirement plan are subject to normal income tax treatment and if taken prior to age 59 ½ may be subject to an additional 10% federal income tax penalty. Tax-qualified retirement plans already provide tax deferral, under the Internal Revenue Code. Deferral of an annuity contract does not provide any additional tax benefits. Before purchasing such an annuity, you should consider whether its features and benefits beyond tax deferral meet your needs and goals. You may also want to consider the relative features, benefits, and costs of the annuity contract compared with any other investments you may use. 

Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money.

Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (NY, NY); Equitable Financial Life Insurance Company of America, an AZ stock company with main administrative headquarters in Jersey City, NJ; and Equitable Distributors, LLC. Equitable Advisors is the brand name of Equitable Advisors, LLC (member FINRA, SIPC) (Equitable Financial Advisors in MI & TN).  The subsidiaries of Equitable Holdings, Inc. and their employees and associates do not provide tax or legal advice or services.

GE-3498581 (3/21) (Exp. 01/23)