Topic: Life & Health

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Grandfathered Plans: ACA Fact Sheet for firms

The Affordable Care Act (ACA) was signed into law on March 23, 2010. Most health insurance plans in effect on that date were eligible for “Grandfather” status and as such, they do not have to meet all of the requirements of the ACA. Do You Have a “Grandfathered” Plan? Grandfathered Plans are employer-provided health plans…

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HR 3590: Patient Protection & Affordable Care Act

Note: The AIA Trust is pleased to provide these updates annually.  The below information was reviewed and edited in 2023 to prepare firms for 2024. This review has been prepared for the AIA Trust as an aid to AIA Members in understanding the requirements and impact of the 2010 health care reform legislation.  The health…

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Health Insurance for Employee Architects

Note: The AIA Trust is pleased to provide these updates annually.  The below information was reviewed and edited in 2023 to prepare firms for 2024.   It is critically important that all architects have health insurance coverage for themselves and their families.  Often younger people believe they are in good health and since health insurance…

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Health Insurance for Small Firms

Note: The AIA Trust is pleased to provide these updates annually.  The below information was reviewed and edited in 2023 to prepare firms for 2024. What Happened to the Small Employer Insurance Market? As the cost of providing medical care increased in the mid-eighties, employers and insurers tried a variety of tactics to slow it…

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The Importance of Employee Benefits for Small Business

For small-business owners, the importance of employee benefits is a significant factor when it comes to attracting and retaining talent. The majority of workers prefer attractive types of employee benefits—like insurance, paid time off, and a retirement plan—more than pay raises. Whether you’re competing for talent or keeping the high performers you already have, small-business…

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