When you are awake at night worrying whether or not your proposal to a prospective client for an RFQ will be good enough–the last thing you need to worry about is whether or not your professional liability insurance is adequate and whether it will protect you for the work you just proposed. According to various practitioners in the professional liability insurance industry, there are more than 50 insurers providing such professional liability coverage to architects in the United States. The purpose of this article is not to discuss all of those 50 insurers but instead to assist you in finding the appropriate broker and insurer for your practice. What we intend to point out in this paper is sometimes the overlooked role that an insurance broker plays in that process.
