A new year is an excellent time to consider how you’re doing financially and set goals for the year ahead. Pursuing your goals may be easier when you focus on one specific priority each month. This calendar of ideas will stimulate your thinking about dollars-and-cents objectives. January Pay off any holiday season credit card bills…
Read MoreTopic: Retirement & financial planning
One Trip Away from Financial Crisis
Most people will agree that quality medical insurance is an important part of an individual’s overall health and wellness. However, there is a great deal of variance in the level of coverage offered. In addition, the level of emergency coverage and the type of emergency services included in a medical policy are significant because emergency…
Read MoreWhat Do You Need to Know About Life Insurance?
First off, do you even need life insurance? If anyone currently relies on you financially, you should have life insurance. When you’re gone, your family will not have the support of the income you had provided in the past so life insurance helps replace that financial contribution to your family. Whether it’s enough life insurance…
Read MoreFAQs About Disability Income Insurance
While disability income insurance is one of the most overlooked types of insurance, it is one of the most important. It can help provide a safety net for unexpected pitfalls in life, such as injury or illness that prevent you from performing your duties and obtaining your normal cash flow. Some frequently asked questions (FAQs)…
Read MoreRetirement & Financial Planning Tools
The AIA Trust offers resources to assist AIA Members with challenging financial and retirement decisions. Financial Management Resources Whether you’re just starting your own firm or running an established firm – managing your company financials is critical. This list of helpful resources will help you plan strategically for success. View > Financial planning online tool Developed…
Read MoreWhy Would You Need Disability Insurance If You Have It at Work?
If you have disability insurance at work, you may think there isn’t any reason to buy a policy on your own; however, employer disability coverage may not be enough to address your needs. Having disability insurance at work is a great start since the policy can help financially if you become sick or injured and…
Read MoreRetirement Planning: The Cost of Waiting
“The way to get started is to stop talking and start doing.” – Walt Disney The time for planning for your future is now. But in today’s fast paced, hectic world many people put off important decisions until another day. The excuses—”I don’t have time to plan,” “I can’t afford to invest,” and “I really…
Read MoreGroup Variable Annuity Contract: Misconceptions versus Reality
Group Variable Annuity Contract sounds like a complex term, but the reality is much simpler and certainly not something to avoid when a business is considering a 401(k) plan provider. There are a number of misconceptions attached to this term and annuities in general. One misconception is that merely because a plan is held in…
Read MoreDisabled Architect Illustrates Disability Risks
In December 2007, the sky seemingly fell on 39-year-old architect Robert Woo near ground zero while he sat in his trailer office working as associate architect on the Goldman Sachs office tower project. A crane cable snapped, dropping 7 tons of steel from a 25-floor elevation onto Woo’s trailer. Lucky to be alive at all,…
Read MoreEducational Opportunities
In cooperation with AIA/CES, the AIA Trust provides opportunities for AIA Members to earn learning units in the areas of firm management, risk management, and financial management based on the programs and educational resources that the AIA Trust offers. Self assessment tests The AIA Trust offers numerous self-assessment tests based on AIA Trust resources including…
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