Newsletters
When you rent a vehicle, it’s important to give it a quick safety check before you leave the rental agency parking lot. Just a few minutes can potentially save you a major headache down the road. Here’s a list of a few important items to look for: Go over the basics. Inspect your vehicle’s tires…
Read More
Days are busy and the last thing on one’s mind is life insurance. Life insurance is protection against the unexpected to give you peace of mind that your family is taken care of if you’re no longer there. It is important because it protects what matters most to you. However, there are some common myths…
Read More
Ready for spring? After such a tough winter, we all are. But before we can fully enjoy springtime, we may first need to clean up some of the damage caused by winter. You can prepare for the upcoming season with these spring home maintenance tips. Siding and Roofing—Check your siding and roofing for loose materials,…
Read More
If you have disability insurance at work, you may think there isn’t any reason to buy a policy on your own; however, employer disability coverage may not be enough to address your needs. Having disability insurance at work is a great start since the policy can help financially if you become sick or injured and…
Read More
Most people accumulate many possessions over the years. In the case of a loss or theft, this makes having a home inventory essential. You never know when disaster might strike—within minutes, cherished or valuable goods could be ruined. Keeping an archive of your belongings will accelerate the process of replacing damaged property. It will also…
Read More
Of course not. No one plans an accident and while it is not plausible to presume one can escape an accident, it is entirely possible to prepare for it. Most people don’t understand the importance of having accident insurance. While auto insurance helps in the event of an accident, it may not cover all the…
Read More
Fire is one of the most serious dangers in the home, and the kitchen presents the greatest risk. But wherever a fire starts, there are steps you can take to reduce the danger and help keep your family safe. Stay in the kitchen. If you are frying, grilling, or broiling food, stay in the kitchen.…
Read More
Pedal power is growing all over the country. Bike lanes are popping up everywhere and bike-riding has more than doubled in some cities. But the mismatch between a massive vehicle and a lightweight bicycle frame can have tragic consequences. Here are some ways to reduce the danger when sharing the road with cyclists: Defensive driving…
Read More
“The way to get started is to stop talking and start doing.” – Walt Disney The time for planning for your future is now. But in today’s fast paced, hectic world many people put off important decisions until another day. The excuses—”I don’t have time to plan,” “I can’t afford to invest,” and “I really…
Read More
Under-inflated tires are a leading cause of auto crashes. Typically, they lead to uneven treads or overheating which could result in a flat or a blowout. Therefore, keeping your tires properly inflated can make a big difference in your safety. As an added bonus, it can also improve your gas mileage by 3.3%. There are…
Read More
In December 2007, the sky seemingly fell on 39-year-old architect Robert Woo near ground zero while he sat in his trailer office working as associate architect on the Goldman Sachs office tower project. A crane cable snapped, dropping 7 tons of steel from a 25-floor elevation onto Woo’s trailer. Lucky to be alive at all,…
Read More
It’s time for fall maintenance on your home to tackle any trouble spots outside before winter arrives. It’s a good idea to start with outside jobs before it gets too cold and rainy. For some tasks, such as electrical or plumbing problems, it may be best to use licensed professionals. Here is a list of…
Read More
Because driving in winter conditions is fraught with hazards such as icy roads, poor visibility, and the threat of snowstorms, consider the following questions before getting behind the wheel and putting safety at risk. Is this trip absolutely necessary? If you can wait out a storm or until roads are cleared, don’t take the risk.…
Read More
The National Safety Council now estimates that cell phone use increases auto accident risk by a factor of four. Many, if not most, company policies on the use of cell phones for enacting company business while driving ban the use of hand-held devices but make an exception for hands-free cell phone usage. This often is…
Read MoreIf you’re the parent of dependent college students living away from home, you may not be aware that your homeowner’s policy will cover their personal property and personal liability. Personal property coverage Although limits and coverage vary by state, as long as your children’s permanent residence is your home, their personal property is automatically covered…
Read More
You may think you need flood insurance only if you live near water. Think again. Floods can be caused by heavy rainfall, melting snow, clogged drainage systems and broken levees. All it takes is a few inches of water to cause major damage to your home and belongings.
Read More
National Safety Month focuses on preventative measures that employees can take to maintain an accident-free workplace. In keeping with that mission, here are some best practices that you can incorporate into your daily routine to ensure the safety of you and your colleagues.
Read MoreThe AIA Trust risk report on the crucial legal & professional considerations for architects regarding fiduciary duty offers no surprise about lawsuits founded upon professional malpractice or the breach of a professional services agreement against design professionals. However, concerns may arise when a design professional is also sued for the breach of a fiduciary duty.…
Read More
How can you manage anger or defuse a scary encounter on the road? An expert, Dave Melton, Transportation Safety Specialist at the Liberty Mutual Research Institute for Safety, says “Every day, thousands of drivers experience some form of road rage or aggressive driving.” Melton offers steps for avoiding a road rage situation—or getting away from…
Read MoreHow do you ensure your family maintains their standard of living if they have to live without you and without your income? When there isn’t enough life protection, surviving loved ones often face very difficult circumstances, having to take out loans, move to smaller, less expensive housing, work additional jobs or longer hours, or forego…
Read More