The Covid-19 stimulus bill or American Rescue Plan (ARP), signed into law in March 2021, contained a very important Affordable Care Act (ACA) expansion, relevant to AIA members. The ARP bill removes the income cap for federal premium subsidies for 2021 and 2022. This means that everyone is now eligible for a federal premium subsidy…
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New Health Plan Options for AIA Members
The AIA Trust has just formed a unique partnership with Pendella: a 50-state virtual insurance agency designed to support business owners and their employees with all their individual and employee benefits needs–including health insurance. With over 50 years of combined experience in insurance, human resources, and benefits administration technology, the Pendella team, complete with licensed…
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AIA Trust Programs Assist Members
AIA Trust insurance programs are making efforts to assist AIA member insureds during this uncertain time. For example, New York Life Insurance Company has temporarily extended premium payment periods to ensure that impacted members continue to remain insured even if they are having difficulty making premium payments now. AIA members under age 50 can now…
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Achieving Virtual Work-Life Balance
With everyone busier than ever, most of us are seeking a balance between our work and our personal lives. Technology now enables extensive communications and thereby opportunities that didn’t exist years ago. Nearly every practicing architect engages in some form of “virtual practice” today because responsibilities require it. So, is an entirely virtual practice now…
Read MoreSpringtime Safety and Maintenance Tips
Ready for spring? After such a tough winter, we all are. But before we can fully enjoy springtime, we may first need to clean up some of the damage caused by winter. You can prepare for the upcoming season with these spring home maintenance tips. Siding and Roofing—Check your siding and roofing for loose materials,…
Read MoreInsuring Against College Calamities
If you’re the parent of dependent college students living away from home, you may not be aware that your homeowner’s policy will cover their personal property and personal liability. Personal property coverage Although limits and coverage vary by state, as long as your children’s permanent residence is your home, their personal property is automatically covered…
Read MorePreventing Road Rage
How can you manage anger or defuse a scary encounter on the road? An expert, Dave Melton, Transportation Safety Specialist at the Liberty Mutual Research Institute for Safety, says “Every day, thousands of drivers experience some form of road rage or aggressive driving.” Melton offers steps for avoiding a road rage situation—or getting away from…
Read MoreThe Advantages of Securing Your Family’s Future
How do you ensure your family maintains their standard of living if they have to live without you and without your income? When there isn’t enough life protection, surviving loved ones often face very difficult circumstances, having to take out loans, move to smaller, less expensive housing, work additional jobs or longer hours, or forego…
Read MoreEmployee Benefits Life & Health
Protect Your Income: Disability Insurance
Disabilities happen every day. According to the Disability Status Report published in 2010 by Cornell University, 40.4% of Americans between the age of 21 and 64 with a disability are unemployed. While these are not things we like to hear and talk about, these are numbers we cannot and should not ignore. Many people believe…
Read MorePlanning to Travel?
Wondering how to outsmart travel woes? Easy answer: quality insurance coverage. Whether planning the vacation trip of a lifetime or traveling the world for your architectural firm, AIA members can now travel worry-free with two types of coverage at special member rates: Travel Insurance Select for trip interruption and cancellation insurance with emergency services; and,…
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