Newsletters

Encouraging Employee 401(k) Savings

Offering a 401(k) retirement plan for your practice to participate in is a great benefit. Getting your employees to appreciate and take advantage of this benefit is often a challenge. However, a retirement plan with engaged, informed and participating employees is a successful retirement plan. Two of the factors most often mentioned when measuring a…

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How to Digitally Archive Your Home

Most people accumulate many possessions over the years. In the case of a loss or theft, this makes having a home inventory essential. You never know when disaster might strike—within minutes, cherished or valuable goods could be ruined. Keeping an archive of your belongings will accelerate the process of replacing damaged property. It will also…

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Planning to Have an Accident?

Of course not. No one plans an accident and while it is not plausible to presume one can escape an accident, it is entirely possible to prepare for it. Most people don’t understand the importance of having accident insurance. While auto insurance helps in the event of an accident, it may not cover all the…

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Fire Prevention Lessons

Fire is one of the most serious dangers in the home, and the kitchen presents the greatest risk. But wherever a fire starts, there are steps you can take to reduce the danger and help keep your family safe.  Stay in the kitchen. If you are frying, grilling, or broiling food, stay in the kitchen.…

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Sharing the Road Safely with Cyclists

Pedal power is growing all over the country. Bike lanes are popping up everywhere and bike-riding has more than doubled in some cities. But the mismatch between a massive vehicle and a lightweight bicycle frame can have tragic consequences. Here are some ways to reduce the danger when sharing the road with cyclists: Defensive driving…

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Tire Tips to Help Ensure Road Safety

Under-inflated tires are a leading cause of auto crashes. Typically, they lead to uneven treads or overheating which could result in a flat or a blowout. Therefore, keeping your tires properly inflated can make a big difference in your safety. As an added bonus, it can also improve your gas mileage by 3.3%. There are…

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Customized Retirement Plans for Every Practice

We have all heard how valuable it is to start planning for retirement early. When it comes to providing employee benefits, architectural firms sometimes view a retirement plan as a second-tier benefit to be added as the firm grows. Some may also have the misconception that they don’t have enough employees to start a plan…

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Fall Maintenance

It’s time for fall maintenance on your home to tackle any trouble spots outside before winter arrives. It’s a good idea to start with outside jobs before it gets too cold and rainy. For some tasks, such as electrical or plumbing problems, it may be best to use licensed professionals. Here is a list of…

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Sponsoring a Successful Retirement Plan

Offering a 401(k) retirement plan for employees is a great benefit; however, getting employees to appreciate and take advantage of this benefit is often a challenge. A retirement plan with engaged, informed, and participating employees is a successful retirement plan. So, how does that happen? Two of the factors most often mentioned when measuring a…

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Need A Practice Coach?

Small firms and sole proprietors with many questions but limited resources often wish for a convenient and cost-effective way to get the risk management assistance that they need to make important decisions. Practice Coach is a new AIA Trust member benefit service, based on the former LegaLine, that offers members access to qualified professionals who can…

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Winter Behind the Wheel

Because driving in winter conditions is fraught with hazards such as icy roads, poor visibility, and the threat of snowstorms, consider the following questions before getting behind the wheel and putting safety at risk. Is this trip absolutely necessary? If you can wait out a storm or until roads are cleared, don’t take the risk.…

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Recent Graduates Raise Financial Risk for Families

While the enactment of the Affordable Health Act helped close the health insurance gap for young adults (under age 26) because it allows them to remain on their parents’ policies, there is still a critical gap leaving their families at risk: being uninsured for life and disability insurance. Life insurance can provide a lump sum…

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Firm Policies Restricting Communications in Vehicles

The National Safety Council now estimates that cell phone use increases auto accident risk by a factor of four. Many, if not most, company policies on the use of cell phones for enacting company business while driving ban the use of hand-held devices but make an exception for hands-free cell phone usage. This often is…

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AIA Trust Webinars

The AIA Trust develops webinars to assist you in your practice, and most offer learning unit credits. To earn an LU, complete the self-assessment test and submit to aiatrust@aia.org. Blockchain 101 Understanding blockchain technology and potential use cases and applications that could impact architects is the topic that Yvonne Castillo Esq, Vice President & Director…

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Insuring Against College Calamities

If you’re the parent of dependent college students living away from home, you may not be aware that your homeowner’s policy will cover their personal property and personal liability. Personal property coverage Although limits and coverage vary by state, as long as your children’s permanent residence is your home, their personal property is automatically covered…

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Do You Need Flood Insurance?

You may think you need flood insurance only if you live near water. Think again. Floods can be caused by heavy rainfall, melting snow, clogged drainage systems and broken levees. All it takes is a few inches of water to cause major damage to your home and belongings.

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An Accident-Free Workplace

National Safety Month focuses on preventative measures that employees can take to maintain an accident-free workplace. In keeping with that mission, here are some best practices that you can incorporate into your daily routine to ensure the safety of you and your colleagues.

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Don’t Be a Victim of the “Fiduciary” Label

The AIA Trust risk report on the crucial legal & professional considerations for architects regarding fiduciary duty offers no surprise about lawsuits founded upon professional malpractice or the breach of a professional services agreement against design professionals. However, concerns may arise when a design professional is also sued for the breach of a fiduciary duty.…

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Protect Your Income with Disability Insurance

Many Americans are financially prepared with life insurance but do not have a plan in place in the event of disability. Disability can affect you financially whether married or single, a firm owner or an associate, a parent or not. While life insurance is very important, you should also be prepared for the possibility of…

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A Lawyer on Call

Small firms and sole practitioners don’t have the luxury of in-house counsel or retained attorneys, yet small architecture firms confront many legal challenges such as negotiating and interpreting contracts and handling disputes with clients and contractors. LegaLine is the AIA Trust Legal Information Service, a specialized benefit for AIA members, ideal for small firms without…

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